Ultimate Salary Calculator

NHS Salary Calculator (UK)

Estimate your take-home pay based on the Agenda for Change (AfC) pay scales for 2025/2026.

Enter Your NHS Role Details

Calculations use 2025/2026 NHS pay scales and 2025/2026 tax rules.

Calculates pension contributions based on your salary.

Here's the breakdown

Enter your details to see the calculation.

Understanding Your NHS Pay

Your NHS salary is determined by a framework called Agenda for Change (AfC). Here's how it works.

Pay Bands

Every non-medical role in the NHS is assigned a 'band' from 1 to 9. The band reflects the level of responsibility and skill required for the job. Higher bands have higher salary ranges.

Pay Points

Within each band, there are 'pay points' which you move up through as you gain experience in your role. This calculator uses your years of experience to determine the correct pay point and salary for your band.

NHS Pension

The NHS Pension Scheme is a defined benefit scheme. Your contribution rate is tiered, meaning the percentage you pay is based on your pensionable salary. This calculator automatically works out the correct contribution rate for you.

Frequently Asked Questions