Accurate, free calculators to help you understand your finances in New Zealand. Calculate take home pay, plan investments, and make informed financial decisions with the latest 2025-2026 rates.
Calculate your exact take home pay after tax and deductions
Model complex scenarios with pensions, bonuses, and more
Find the gross salary needed for your desired take-home pay
Compare two job offers or salary packages side-by-side
See how your savings and investments grow with compound interest
Plan for financial goals with regular savings and interest
Project your investment portfolio growth over time
Calculate monthly mortgage repayments and loan schedules
Updated with the latest 2025-2026 tax rates and thresholds for New Zealand
No hidden fees, registrations, or premium features - everything is completely free
Precise calculations you can trust for financial planning and decision making
All tax calculations are based on official government data from IRD.govt.nz for the 2025-2026 tax year.