Ultimate New Zealand🇳🇿 PAYE Tax Calculator
Get a clear, detailed breakdown of your take-home pay. Instantly see your net salary after tax and ACC levy, based on official 2025-2026 IRD rates.
- Always Accurate: Uses the latest 2025-2026 tax year rules for New Zealand.
- Detailed Breakdown: Go beyond the basics with an advanced view of tax and social contributions.
- Plan Your Future: Understand your true earning power to make better financial decisions.
Calculate Your Take-Home Pay
Enter your annual salary to see a full breakdown for the 2025-2026 tax year.
New Zealand Income Tax at a Glance
Here are the income tax rates and bands for the 2025-2026 tax year.
$0 - $15,600
$15,601 - $53,500
$53,501 - $78,100
$78,101 - $180,000
$180,001 - and over
Note: These rates do not include the ACC Earner's Levy of 1.67%. There is no tax-free personal allowance in New Zealand.
For official information, please refer to the official IRD website.
Popular Salary Calculations
See a full tax breakdown for these common salaries in New Zealand.
What is a $50,000 salary after tax and ACC?
How much do you take home monthly from a $60,000 salary?
See a full tax breakdown for a $70,000 annual salary.
Calculate the take-home pay for an $80,000 salary.
What is $90,000 after tax and KiwiSaver contributions?
How much tax is paid on a $100,000 salary?
See the full tax breakdown for a $120,000 salary.
How much tax is paid on a $150,000 salary in the highest tax bracket?
More Than Just a Calculator
Empower your financial decisions with tools and insights designed for clarity and confidence.
Advanced Calculator
Model scenarios with KiwiSaver contributions, student loans, and bonuses.
Reverse Calculator
Start with the take-home pay you want and find out the gross salary you'll need to earn, accounting for tax, ACC levy, and KiwiSaver.
Salary Comparison
Compare two salary packages side-by-side to see the real difference in your take-home pay.
Mortgage Calculator
Estimate your monthly mortgage repayments for both repayment and interest-only loans.
Financial Tools
Project your savings, investments and compound interest growth over time.
Guides
Explore our blog for expert articles on New Zealand tax, ACC levy & KiwiSaver, pensions, and tips for maximizing your income.